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Virtual Executive Roundtable

Embedded Consumer Lending: Enabling convenient access to financing at the point-of-sale Copy


20 July 2023


12 pm EDT

In Partnership with


Consumers often lack financing for purchases when they need it the most. Installing new windows for a home or paying for a child’s orthodontics bill could cost ten thousand dollars or more. For many, that amount would either exceed their credit card limit, or necessitate years of paying high credit card fees. Offering such consumers fair financing terms can be a winning proposition for banks (commonly known as providers), merchants, and consumers. Through, Embedded Consumer Lending, banks can assist consumers at the point of sale, and offer a loan that facilitates the purchase. The resulting loans will both increase the bank’s loan portfolio and provide a new customer for the bank to potentially deepen the relationship. If the merchant is a bank customer, the services provided create a stickier relationship as the bank is helping convert sales for the merchant.

Key Discussion Points
  • Why should banks enter the space of embedded consumer lending? Why now?

  • Where is embedded consumer lending needed the most. What products? What is the value at stake?

  • Who are the key stakeholders needed to enable embedded consumer lending?

  • How to select the right partners to create that value chain

Meeting Agenda

12:00 pm EDT

Welcome and Introductions | Connect Global Group

12:05 pm EDT

Opening Remarks | Embedded Consumer Lending: Enabling convenient access to financing at the point-of-sale | Finastra

12:20 pm EDT

Open Discussion | Live discussion and interaction between roundtable attendees and panelists

13:25 pm EDT

Closing Remarks | Connect Global Group

Executive Roundtable Panel
Executive Roundtable Participants from
About our Partner

Finastra is building an open platform that accelerates collaboration and innovation in financial services, creating better experiences for people, businesses and communities. Supported by the broadest and deepest portfolio of financial services software, Finastra delivers this vitally important technology to financial institutions of all sizes across the globe, including 90 of the world’s top 100 banks. Our open architecture approach brings together a number of partners and innovators. Together we are leading the way in which applications are written, deployed and consumed in financial services to evolve with the changing needs of customers. Learn more at

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