Nordic banks are entering a period of rapid modernization as they migrate payment infrastructures to ISO 20022 .  Below are the major changes and in 2026:
 

• mandatory postal address requirements - Starting on 15 November 2026, a fundamental shift will occur in how postal addresses are used in payments. Banks and clearing systems will no longer accept cross-border, SEK and SEPA payments containing unstructured postal addresses. This change affects all international payments, SEK and EURO payments, wherever postal addresses are used in payments.
   

• SO 20022 format upgrades - The main Challenge is: Banksare upgrading its file channels to support ISO 20022 version 2019 payment message standards. This latest standard for financial messaging brings richer data capabilities and improved fraud detection in payments.
   

• Standardization (NPC): The Nordic Payments Council (NPC) is standardizing payment procedures across the region, aligning with European SEPA rules.
   

• Cross-Border Focus: The shift aims to make cross-border payments within the region faster and more seamless, utilizing harmonized, real-time rails.
   

• Stabelcoins

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This exclusive roundtable will bring together banking leaders and innovators to explore how Nordic institutions can move beyond infrastructure change—toward intelligent, multi-rail payment ecosystems that balance compliance, efficiency, and innovation.

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In this roundtable discussion join us to learn:

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• The top priorities shaping Nordic payments transformation over the next 24–36 months

• How banks are navigating ISO 20022 migration, structured data requirements, and evolving regulatory mandates

• How NPC standardization, SEPA alignment, and real-time payment rails are reshaping regional and cross-border payment strategies

• The role of stablecoins as an emerging layer for cross-border payments and liquidity optimization within a multi-rail ecosystem

• How agentic AI is transforming payments operations, fraud prevention, and decisioning

• How banks are balancing compliance, cost, and innovation while building future-ready, multi-rail payment architectures

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