Lenders across the GCC are entering a new cycle defined by instant rails, data-sharing regimes, AI-native decisioning, and tightening prudential and Shariah governance. The question is no longer how to digitise existing workflows, but how to re-architect lending for what is coming, real-time onboarding and approvals, explainable automation at scale, and cross-border growth with consistent risk discipline.

This session looks ahead to the next five years: how open data, regional identity rails, and model governance will reshape underwriting; how dual compliance (conventional + Shariah) evolves in always-on channels; and how operating models must change to sustain speed, fairness, and resilience across markets. We will examine playbooks that future-proof origination, decisioning, servicing, and collections, so lenders approve faster, price risk smarter, and stay audit-ready as regulation and expectations rise.

Join senior leaders to explore what to design now for the near future: AI that is transparent by default, policy-driven workflows that adapt in days (not quarters), omnichannel journeys that eliminate drop-off, and portfolio controls that anticipate stress before delinquency spikes.