Date To Be Confirmed
12 pm Ghana | 1 pm Nigeria

Lending in volatile markets: Balancing growth and risk

In partnership with

Why attend

Banks across West Africa are operating in an increasingly complex environment shaped by inflationary pressure, currency volatility and rising credit risk. Lending remains a critical driver of economic growth, yet institutions are facing growing pressure to protect asset quality and maintain balance sheet strength.

This creates a difficult balance between supporting customers and managing risk. Many banks are reassessing their lending strategies, refining underwriting approaches and prioritising sectors more carefully while navigating uncertainty in macroeconomic conditions. This session will bring together practitioners to discuss how lending strategies are evolving in response to these pressures. The focus will be on how institutions are managing risk, maintaining growth momentum and adapting their approach to lending in a volatile and rapidly changing environment.

The key take-aways

How macroeconomic volatility is reshaping lending strategies and risk appetite

The challenges of balancing growth objectives with asset quality and capital protection

How banks are refining underwriting standards and sector prioritisation in uncertain conditions

Emerging approaches to managing credit risk while continuing to support customers and economic activity

The webinar panel

Click to view full speaker details

Uzoamaka (Sylvia) Wemambu, Head, Credit Administration (Business & Commercial Banking) | Stanbic IBTC Bank

Michael Dankyira, Head of E-Business Operations | OmniBSIC Bank

With over 12 years of experience within Ghana's financial services sector, I specialize in architecting and executing comprehensive Digital Banking and Strategy initiatives. My core focus areas include:
• Payment Infrastructure & Card Issuing: Directing the deployment of robust payment ecosystems, including POS principal acquiring and the end-to-end rollout of Visa and Mastercard products.
• Product Innovation & AI: Leveraging data storytelling, advanced analytics, and emerging technologies to revamp product suites, improve digital penetration, and optimize commercial performance.
• Operational Excellence: Championing automation in settlements and reconciliations to enhance financial accuracy and reduce processing times.

I actively formulate mid-year digital strategies focused on deposit mobilization and yield optimization across card and API products. To sustain this operational excellence, I establish stringent performance scorecards and key performance indicators (KPIs) that strictly monitor system uptime, transaction success rates, and service level agreement compliance.

Ebow Quayson, Acting Managing Director | Prudential Bank Ltd Ghana

Ebow Quayson is currently the Acting Managing Director. He also serves as the Executive Head of Retail and Commercial Banking, with oversight of the Distribution and Channels, Personal Banking, and Commercial Banking Departments. He brings over 26 years of banking experience across diverse roles.

Ebow has held prominent positions in several notable banks in Ghana, gaining invaluable experience along the way. His depth of expertise makes him a key contributor to Prudential Bank’s continued growth and success.

He holds a Bachelor of Arts degree in Economics and Political Science from the University of Ghana, Legon, and an Executive Master of Business Administration in Marketing from the University of Ghana Business School.

Ebow is an associate member of the Chartered Institute of Marketing, Ghana (CIMG), and holds certifications from the ICMQ – Securities Institute of London and the Ghana Stock Exchange. He also possesses an Advanced Public Relations certificate from the Ghana Institute of Journalism (now UNIMAC).

He is a regular speaker at the annual National Youth Summit and actively participates in various fintech events as a speaker and panelist.

Join the Discussion

This webinar is in partnership with

AZENTIO

Singapore-headquartered Azentio Software is a market-leading provider of ERP systems. The company currently serves over 500 industrial enterprises in MEA and APAC, including some of the region's top manufacturing companies, which are using the next-gen ONEERP Manufacturing Cloud to manage all the key areas of their manufacturing processes. With an innovative Industry 4.0 approach, ONEERP leverages a highly scalable Industry Cloud equipped with API-integrated ecosystems like IoT, MES, and more to intelligently addresses critical challenges faced by organizations in digital manufacturing.

Azentio ONEERP Cloud platform is a fully integrated and collaborative system providing a smooth transition roadmap, helping enterprises to embrace digital transformation and remain competitive and efficient. It collages key industry components that address dynamic conditions in the industry value chain and shifting customer demands by means of ultramodern technology, software security, best-in-class scalability, integrability of the solution, and other important features.

Azentio also provides mission-critical software products across Asia Pacific, Middle East, Africa and India to banks, financial services providers, and insurers. The company’s other flagship platforms include Azentio ONEBanking, Azentio ONECapitalMarkets, Azentio ONEInsurance. The flexibility that comes from its software platforms allows a host of applications to work with a single source of data and equips clients with workflow, analytics, document management and flexible integration mechanisms. Azentio Software Private Limited is wholly owned by funds advised by Apax.

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