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Wednesday, 22 July, 2026
1 pm EDT

Built to Last: What Card Programs That Scale Have in Common

A practitioner conversation about going back to basics - and why the small things determine how far you go.

In partnership with

Tokyo
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Why attend

Everyone in fintech is chasing what’s next. Stablecoins. AI. New rails. Fewer people are asking whether their card program is actually built to handle it.

 

This session with B4B Payments and Thredd makes the case that operational discipline - not innovation - is what separates programs that scale from those that stall. Not because new technology doesn’t matter. It does. But new technology on a weak foundation doesn’t accelerate a program. It exposes it.

 

The conversation goes back to basics: the fundamentals that get skipped in the rush to launch, the small operational details that quietly compound into big problems, and where innovation genuinely belongs once the foundations are solid. Kieran Draper (B4B Payments) and Ryan Dew (Thredd) bring the practitioner perspective - what they’ve seen work, what they’ve seen fail, and what they wish more programs had done earlier.

The key take-aways

Card programs don’t fail because they missed the future. They fail because they stopped doing the basics well. Innovation doesn’t fix broken operations - it exposes them.

The small things aren’t small. Reconciliation, chargeback ops, compliance as a living process - these are the details that quietly determine your ceiling.

New technology increases risk when the fundamentals are weak. AI, stablecoins, and new rails all add complexity - and complexity compounds fast in card issuing.

There is a place for innovation - but it works best when it strengthens the foundations, not when it distracts from them.

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The webinar panel

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This webinar is in partnership with

B4B PAYMENTS

B4B Payments is a globally recognised and trusted provider of card issuing and embedded payment services. Our team has a market-leading level of experience, knowledge and expertise to help you grow your business with the power of scalable and secure payments and card solutions.

We are a proud member of the Banking Circle Group.

B4B Payments provides forward-thinking payment processing solutions, which enable any size organisation to manage expenses, simplify payroll and reimbursements, and offer employee rewards and incentives.
With over 1,000 customers and growing, B4B Payments, voted the Best Prepaid Product of the Year in 2019, operates throughout Europe and North America.
As a leader in Fintech and prepaid payment solutions for over 12 years, employing a global team, B4B Payments continues to offer innovative, flexible, and time-saving solutions that streamline and eliminate antiquated finance and accounting processes.
B4B Payments Europe is a member of the Federation of Small Businesses, PIF (Prepaid International Forum), Innovate Finance, and the Mayor of London’s International Business Program.

THREDD

We are Thredd, formerly Global Processing Services. Thredd sits at the heart of the global payments revolution, processing billions of issuer transactions annually across 44 countries for the world’s leading fintechs, digital banks, and embedded finance providers.

Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations.

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